Editor's note: Under the background of multiple favorable policies, Chongqing 2015 Spring Fair was held in Nanping Convention and Exhibition Center from April 16 to 19. It is reported that a total of 130 enterprises participated in the exhibition, and a total of 161 projects in the main city were unveiled. Industry insiders expect that the real estate market in Chongqing has obvious signs of recovery, and the Spring Fair will be a good time to buy a house. At the same time, Sohu focus on the national linkage, from the trust, with real numbers to record the dynamics of the property market, analyze the context of the real estate industry, for home buyers to provide a "worry-free guide".

On the eve of the opening of the 2015 Chongqing Spring Housing Fair, Chongqing Real Estate Industry Association released news that in the Chongqing Spring housing Fair to buy the first set of ordinary commodity housing loans, including the Bank of Chongqing, Chongqing Rural Commercial Bank and Chongqing Three Gorges Bank, three local banks will implement the preferential policy of 10% lower interest rates on ordinary commodity housing loans for personal purchases. During the real estate fair, there are about 50 exhibitors of local enterprises that can enjoy a 10% discount on the interest rate.

Today, the real estate fair officially opened, buyers are most concerned about the first suite, second suite mortgage interest rate is what? Sohu focus reporter for you to probe the scene, to help you "worry-free house". The following is and the Bank of Chongqing, Chongqing Rural Commercial Bank and Chongqing Three Gorges Bank cooperative relationship of the real estate fair exhibitors, interested buyers can focus on.

The real estate consultant said buy while the interest rate is good

According to Sohu focus homebuyer mentality survey, more than half of netizens hope to buy a house to enjoy mortgage interest rates. The reporter observed at the scene that in the exhibition hall of the real estate fair, many booths are placed in front of the X exhibition shelf, the above large words are eye-catching marked "real estate fair interest rate 10% discount real estate", which has become the "panacea" for real estate visitors. Whether it is real estate consultants, channel company personnel or soliciting "bees", they all use the interest rate as a publicity point of 10%, urging hesitant buyers to hurry down the fork. "During the real estate fair, with our real estate cooperation bank interest rates float, now buy the most cost-effective" a real estate consultant said.

A 10% drop in mortgage rates depends on the size of the house

In order to facilitate the public to consult the new policy of mortgage interest rates during the real estate Fair, at the leftmost position of the entrance of the exhibition hall on the first floor, the Bank of Chongqing, Chongqing Rural Commercial Bank and Chongqing Three Gorges Bank set up a booth, and people from time to time came forward to consult.

A week ago, Miss Li, who had just made up her mind about the international community of Marble, was a little excited after knowing the interest rate concessions during the room fair, and went to the bank advisory office on the first floor for consultation in the afternoon.

Miss Li: "I just bought the International community two days ago, and said that it was with your Bank of Chongqing, I can now enjoy the interest rate during the housing fair 10% discount?"

Bank of Chongqing on-site staff: "If you are successfully signed during the real estate fair, and the purchased housing belongs to the designated block of cooperation with our bank, then you can enjoy the interest rate discount, not all the housing in the cooperation project can enjoy the discount, this you need to confirm with your real estate consultant in detail."

Miss Li: "If you can enjoy the discount, what is the interest rate of the mortgage?"

Bank of Chongqing staff: "5.9% multiplied by 0.9".

The New Deal began to implement the second suite mortgage interest rate benchmark to float 5%

Shanghai Pudong Development Bank, China Construction Bank, Sino-German housing Bank also participated in the spring fair. On March 30, the official issued the policy of "minimum down payment of 40% for second homes and" five to two "business tax. Has the policy been implemented in Chongqing? What about second home mortgage rates? According to the staff of Pudong Development Bank, at present, the bank's new home mortgage interest rate is still implementing the benchmark interest rate, and the second suite has begun to implement the down payment policy of 40%, but the mortgage interest rate should rise by 5%. During the housing fair, ordinary credit quality customers, housing savings deposits of more than 10,000 yuan (including 10,000) of the first home buyers, the interest rate can be discounted by 9.5% on the basis of the benchmark interest rate. If it is an ordinary customer loan to buy a second suite, to meet the conditions of the bank, the mortgage interest rate needs to rise 5% on the basis of the benchmark interest rate.